american express optima card reddit

American Express cards have come a long way since the company introduced its first charge card in 1958. It will have a limit.

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Occasionally American Express sends out targeted offers to upgrade a card on user accounts or by mail.

. The American Express Optima card is a second chance card with a 49 annual fee. I currently dont have a credit card and Im strongly leaning towards getting the Optima. And I had the Gold Card before and AMEX took my 37000points when I couldn pay the card on time.

Please note this is by invitation only from AMEX on accounts they deem. On a side note even charge cards have limits that is why Amex has the check spending ability tool. Did some research online and this card has almost no information available on American Express website or the web in general.

Most Popular Business Credit Cards. The American Express Green Card earns you just one Membership. And if you use it responsibly you may become eligible for other American Express cards.

American Express Optima Card I owed a balance on my Amex Card in 2018. Amex discontinued the entire Optima line a few years ago. Cardmember AgreementPart 1 of 2 As of04012020.

Gas stations 1X points per dollar on the purchases you make every day. If you clear that hurdle then the right American Express card for. There is just a pre limit setting and there are no hidden fees etc.

Optima Credit Card. I apologize for the length of this post but I will be providing all the info and DPs on the American Express Optima Card from my experience. American Express Optima Platinum Card autoconverted to Everyday.

Im 23 graduated college in 13 so the only thing that pulls on my credit karma report are my student loans all current and the cancelled Amex Gold score is 622. More posts from the CreditCards community. Log in to your US American Express account to activate a new card review and spend your reward points get a question answered or a range of other services.

Its not possible to apply for this card directly you need to be invited to apply. American Express cards tend to require at least good credit FICO scores of 690 or higher. Rates and Fees Table.

American Express National Bank. The optima credit limit is usually approximately 13 of what was charged off. A subreddit for discussing any aspect of credit cards.

View All Business Credit Cards. Browse Customer Service Topics in our Online Help Center or Watch How-To Videos and Get The Most Out Of Your American Express Card. Find the best credit card by American Express for your needs.

The only point I do not like is that you cannot collect pointsmiles. For the most part however you can request a product change from American Express by calling the customer service number listed on. Products Services Products Services.

I am very happy with this card. Please ask questions and contribute to the knowledge surrounding credit. A subreddit for discussing any aspect of credit cards.

Please ask questions and contribute to the knowledge surrounding credit cards. Continue browsing in rCreditCards. I did receive the American Express Optima Card as well.

American Express Green Card. This same year i started receiving pay off letters stating if I paided the balance i would be eligible for an Optima Card. Op 2 yr.

In addition to these ongoing rewards the American. Travel Business Credit Cards. Earn 3X points per dollar on purchases when you shop at US.

Who Can Apply For This Card. American Express Optima Card. It is important to pay them in full and on time.

Supermarkets on up to 6000 in annual purchases 2X points per dollar at US. I hope that this helps. Discover it Secured Credit Card.

It is important to pay them in full and on time. From what I read online in other forums for people in similar situations but with different card offers. American Express Optima vs.

This month American Express sent me an offer titled Regain Membership Card called an Optima Card. The American Express Platinum card points per dollar earnings are as follows. Now the issuer offers everything from no-annual-fee options to heavy metal luxury cards.

Unlike premium cards such as the American Express Black card this isnt a card you want to be invited to apply for. After I pay the 2000 left on the Gold card I will have 0 credit card debt. Credit Card Insider receives compensation from some credit card issuers as advertisers.

The optima is a revolver. Optima Card 2020 Info. Though this Amex card comes with fewer bells and whistles than the others on this list it has a lower annual fee of 150.

Its a card with no annual fee and. In a nutshell I was the victim of ID theft by my twin brother long story - I found out he had opened an. 5 points per 1 on flights booked with airlines or with American Express Travel up to 500000 spent per year 5 points per 1 spent on prepaid hotels booked through Amex and 1 point per 1 on all other purchases.

This is very dissapointing. Choose between travel cash back rewards and more. The Amex Optima is an unsecured card where the Discover it Secured Credit Card offers a.

Those who had this card have been allowed to keep it. Credit Card Insider is an independent advertising supported website. Apply for a credit card online.

I have a fossil American Express Optima Platinum Card not to be confused with the Platinum charge card that I have had for 12 years.

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